PERSONAL PERSPECTIVE

Contemplating retirement, are you an optimist or pessimist? Or, to borrow from Oscar Wilde, are you the former who sees the donut or the latter who sees the hole? In that vein, it’s been said that in pondering one’s financial future, personal outlook is key. “ Getting...

DC OR DB, THAT IS THE QUESTION

There have been several press stories recently drawn from an interesting Vanguard global survey on DB and DC plans, and here are excerpts from a thinkadvisor.com article: “Employers are taking more of a responsibility in the defined contribution plans offered to their...