OUTLIVING YOUR MONEY AND ‘THE 4% RULE’

“So you’ve been saving diligently for your Golden Years and are nearing the day you’ll join the ranks of retirees. The question is, how do you make sure that hard-earned pot of money lasts? The answer isn’t simple. With the possibility of living...

LONG-TERM CARE INSURANCE

In a superb piece on kiplinger.com, Kimberly Lankford outlines “several tax-advantaged ways to help take the sting out of the costs of long-term-care coverage.” Her article: “1. Tax-free withdrawals from an HSA. If you have a health savings account, you can withdraw...

HOUSEHOLD DEBT

You think you’ve got debt problems? According to a Reuters report, “U.S. household debt hit $12.29 trillion in the second quarter, up $434 billion from a year earlier as auto loans and credit card debt increased, a Federal Reserve Bank of New York survey showed [in...

ABOUT TAX AUDITS

Or more specifically, how to avoid them. That’s the subject of an excellent cbsnews.com MoneyWatch column by Ray Martin, who writes that “it may be that just using professional tax software to prepare and e-file your tax returns can do the trick. According to two...