WhenA lifehealthpro.com story by Warren S. Hersch—headlined Survey: Nearly 8 in 10 workers expect to retire past age 65—makes for interesting reading. Excerpts:

“Working adults ages 60-plus are more pessimistic than younger colleagues that they will be able to retire by age 65, according to new research.

“So reports Northwestern Mutual in its annual ‘2014 Planning and Progress Study: Talking Money & Retirement’. Based on a survey of 2,092 U.S. adults ages 18 and older, the survey aims to ascertain, among other objectives, Americans’ attitudes toward money and financial decision-making, perspectives on working with a financial advisor and the client experience, and people’s preparedness for retirement.

“The report reveals that nearly two in five (38 percent) of working adults estimate they will have to work until age 75 or older before they can retire. Those who are now working believe they will retire at a ‘much later age’ than do individuals already retired (68 years old for those now working versus age 59, the average age of current retirees when they stopped working.”