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HSA – Triple Tax Advantage Strategy

HSA – Triple Tax Advantage Strategy

Tax-advantaged plans such as 401(k)s and college savings plans are everywhere these days, but less well-known are Health Savings Accounts (HSAs) despite the many advantages they offer. In addition, the study also reveals that women have been having fewer children during these past five or six decades. What that means to Baby Boomers (those individuals born between 1946 and 1964) in or near retirement is a potentially smaller support system to help with life guidance and basic care.

Retiring as a Single

Retiring as a Single

During the past half century, the number of married couples in the U.S. has been steady declining. According to a study published in The Gerontologist, approximately one-third of Americans between the ages of 45-63 are currently single. Most of these have never been married, although many were once married but are now divorced.

In addition, the study also reveals that women have been having fewer children during these past five or six decades. What that means to Baby Boomers (those individuals born between 1946 and 1964) in or near retirement is a potentially smaller support system to help with life guidance and basic care.

6 Steps to Retiring Smart

6 Steps to Retiring Smart

The Pew Research Center estimates that 10,000 baby boomers are expected to turn age 65 each day from now until 2030. If you count yourself among this group—whether you plan on retiring next month or more than a decade down the road—consider these six recommendations to help you prepare for this next stage of your life…

Just 1% more can make a big difference

Just 1% more can make a big difference

Often it’s the little things in life that can make the biggest difference. That’s true when it comes to saving for retirement. Putting just 1% more into a tax-advantaged retirement account like a 401(k), 403(b), or an IRA could make a noticeable difference in your lifestyle in retirement. Whether you choose to make Roth or traditional contributions, the benefits of saving just a little more now can pay off later.

The 3 A’s of successful saving

The 3 A’s of successful saving

No one needs to tell you that you need to save for your future—hopefully, you’re already doing it. After all, no matter your age and how far away retirement is, you want to be able to enjoy retirement and do the things you want without having to worry about money.

Are bonds signaling recession?

Are bonds signaling recession?

The world’s major central banks, acknowledging the weak global backdrop, shifted their tone more clearly toward an easing basis.  These factors stoked volatility in global equity markets, while government bond yields dropped further.

MARKET UPDATE: SECOND QUARTER 2019

MARKET UPDATE: SECOND QUARTER 2019

The world’s major central banks, acknowledging the weak global backdrop, shifted their tone more clearly toward an easing basis.  These factors stoked volatility in global equity markets, while government bond yields dropped further.

10 estate plan pitfalls to avoid

10 estate plan pitfalls to avoid

Review your estate plan regularly to ensure it meets your needs. Do you remember when you last reviewed your estate plan? If the answer is when you first signed the stack of documents at your attorney’s office, then you’re not alone. Many of us complete an estate plan and then fail to revisit it for years (and some never do).

It is important, however, to review a plan every so often due to ever-changing tax laws and major life events, such as a birth, marriage, divorce, or death. At a minimum, you should consider dusting off and revisiting your estate plan every 3 to 5 years, to help ensure alignment with current laws.

What’s ahead for stocks?

What’s ahead for stocks?

Key drivers will likely be China's growth and the Fed. Key takeawaysFed policy and the direction of China's economy may prove pivotal to prospects for global growth.US core inflation may remain range-bound, allowing the Fed to be patient holding interest...

Everyone in America needs to save for retirement. At Pension Parameters, we help businesses and individuals create and find the most efficient and affordable retirement solutions now, which will sustain them later, when most needed.

Pension Parameters has an unmatched track record delivering its clients confidently into successful retirement through personal service.

With offices in New York City and New Jersey, Pension Parameters serves its clients throughout the country — from individuals to companies with up to 500 employees.