MARKET UPDATE: SECOND QUARTER 2019
10 estate plan pitfalls to avoid
Review your estate plan regularly to ensure it meets your needs. Do you remember when you last reviewed your estate plan? If the answer is when you first signed the stack of documents at your attorney’s office, then you’re not alone. Many of us complete an estate plan and then fail to revisit it for years (and some never do).
It is important, however, to review a plan every so often due to ever-changing tax laws and major life events, such as a birth, marriage, divorce, or death. At a minimum, you should consider dusting off and revisiting your estate plan every 3 to 5 years, to help ensure alignment with current laws.
Beware of Cashing Out a 401(k)
We all have been in the situation of deciding whether to cash out our 401(k) upon termination of employment or roll it over to an IRA. This is an excellent article on the “mistake” of taking the money and the ramifications this decision carries. Key...
What’s ahead for stocks?
Key drivers will likely be China's growth and the Fed. Key takeawaysFed policy and the direction of China's economy may prove pivotal to prospects for global growth.US core inflation may remain range-bound, allowing the Fed to be patient holding interest...
An All-In-One Wealth Transfer Checklist
Talk with your loved ones about transferring assets and protecting your legacy. Key takeaways Talking with family members about plans to protect and transfer assets can help avoid unwelcome surprises after you or your spouse dies. Choosing the appropriate...
MARKET UPDATE: FIRST QUARTER 2019
The first quarter was a welcomed turnaround for the financial markets following the fourth quarter setback. The major stock indices had a great start to the year with U.S. stocks outpacing international stocks. The bull market in U.S. stocks turned ten years old this...
MARKET UPDATE: FOURTH QUARTER 2018
The final quarter of 2018 had the feel of the highly volatile first quarter. The year began with enthusiasm as lower taxes sent stocks to all-time highs. This euphoria quickly subsided and morphed into a rapid 10% correction. Entering the fourth quarter, major U.S....
MARKET UPDATE: THIRD QUARTER 2018
MARKET UPDATE: THIRD QUARTER 2018 U.S. stocks notched their best quarter since 2013, buoyed by strong corporate earnings and economic growth and are entering the final three months of the year just below their records. The S&P 500 gained 7.2% in the third...
MARKET UPDATE SECOND QUARTER 2018
MARKET UPDATE: SECOND QUARTER 2018 After a tenuous first quarter, the global stock markets produced mixed results. On the winning side: U.S. stocks proved superior to international stocks and emerging markets, small and mid-sized U.S. companies outpaced...
5 WAYS TO HELP PROTECT RETIREMENT INCOME
If you are approaching the off-ramp to retirement - or are already there - it’s important to think about protecting what you’ve saved and helping to ensure that you’ll have enough income throughout your retirement. After all, you worked hard to get to retirement. So...
MARKET UPDATE: FIRST QUARTER 2018
MARKET UPDATE: FIRST QUARTER 2018 The first quarter was a wake-up call to all investors enjoying an extended period of higher stock prices, low volatility, and stable low interest rates. After multiple record setting stock market highs in January, the long awaited...
What To Ask Before Choosing A Financial Advisor
In an excellent piece from Money, headlined Five Questions To Ask When You’re Choosing A Financial Adviser, Sallie Krawcheck CEO of ELLEVEST writes about a recent survey of 1,000 women and 1,000 men about money. The survey found that women are way less satisfied with...
Up, up, and away! Saving for a vacation
Everyone needs a vacation. Start saving now to make it happen. Key takeaways To start saving for a goal, first figure out how much you need to save. Look for ways to reduce spending in order to save more. Keep your savings slightly hard to access so that you can't...
MARKET UPDATE: FOURTH QUARTER 2017
MARKET UPDATE: FOURTH QUARTER 2017 The fourth quarter was another celebration for bulls in a year to be remembered for strong returns and an extraordinary lack of market volatility. Although news on health care, tax reforms, political uncertainty and...
3 resolutions for 2018 if you’re retired
Resolve to manage taxes, invest for the future, and plan for the unexpected. Key takeaways: Manage taxes to help keep more of your money. Review your investment mix. Plan for the unexpected. Now that you're retired, or nearly there, you may find that you need to pay...
3 ways to succeed at New Year’s resolutions
Setting goals and sticking to a plan can help set the tone for a successful year. Key takeaways Resolve to improve your finances in 2018 by setting a manageable number of goals and committing to a plan to achieve them. Stick to your resolution by tracking your...
MARKET UPDATE: THIRD QUARTER 2017
MARKET UPDATE: THIRD QUARTER 2017 This was another in a string of profitable quarters for investors. It marks the eighth consecutive quarter of positive returns in the U.S. stock market. Not only were stocks higher in the third quarter, but every major asset class...
MARKET UPDATE: SECOND QUARTER 2017
MARKET UPDATE: SECOND QUARTER 2017 The first quarter set the tone for the market; the second quarter continued the momentum. The S&P 500 posted its strongest first half of the year since 2013, boosted by solid corporate earnings and investors’ expectations for...
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